Faith-Focused Insurance for Ministries Across the KC Metro
Trusted Support for Churches in Jackson, Clay, Platte & Cass Counties
With congregations spanning Kansas City—from city sanctuaries to suburban campuses—churches here face diverse risks. Fortner Insurance partners with Brotherhood Mutual to offer tailored coverage to ministries across the KC metro. Whether you're in Lee’s Summit, Independence, or North KC, we’re here to help protect your space, your staff, and your mission.
What we cover
Comprehensive Church Insurance for Kansas City Ministries
Property Coverage for Churches
Protects your sanctuary, classrooms, office space, AV systems, and more from fire, theft, and storm damage.
Church liability insurance
Coverage for bodily injury, legal claims, and ministry activities—from worship to outreach.
Professional & Pastoral Liability
Designed to cover counseling and leadership decisions that may lead to allegations or disputes.
Volunteer & Child Safety Coverage
Includes options for abuse/misconduct liability—critical for youth ministries, preschools, and outreach programs.
Workers’ Compensation
Required in Missouri for churches with paid staff. We’ll help ensure compliance and coverage.
Church Auto Insurance
Coverage for church vans, buses, and personal vehicles used for official ministry work.
Directors & Officers (D&O) Insurance
Protects your board or elder team from claims tied to governance or financial decisions.
Cyber Liability for Churches
Helps manage risks tied to online giving, member data, and internal systems.
Short-Term Missions & Travel
Optional coverage for domestic and international outreach.
Umbrella Liability
Adds additional liability limits to core coverages for larger or multi-site churches.
Why KC Ministries Choose Fortner
Faith-Aligned. Ministry-Experienced. Missouri-Based.
We Understand Ministry Risk
From startup churches in Crossroads to large multi-campus congregations in Overland Park or Blue Springs—we’ve built policies for every stage of growth.
We’re a Trusted Brotherhood Mutual Partner
We work closely with
Brotherhood Mutual to provide the products most churches in KC are already looking for—and help them get it right the first time.
We’re Missouri-Based With Statewide Reach
Though headquartered in Springfield, we serve clients all across Missouri—including many right here in the
KC metro.
Kansas City Church Insurance FAQs
What Churches in KC Ask Most
Do you offer Brotherhood Mutual insurance in Kansas City?
Yes—Fortner is a longtime Missouri partner for Brotherhood Mutual church insurance, serving churches across KC and beyond.
Can you help a church with multiple locations?
Absolutely. We insure many multi-site ministries and can structure policies around campuses and staff roles.
Does pastoral counseling require special coverage?
Yes. We recommend professional or pastoral liability insurance if your team provides any form of counseling or care.
Do Kansas City churches need workers’ comp?
If you have five or more employees, Missouri law requires it. We’ll help you meet requirements and find the right fit.
Can Fortner serve a church in Overland Park or Independence?
Yes! We insure ministries throughout Kansas City, MO and KS, including Clay, Platte, Jackson, and Cass Counties.